Last updated: 10 November 2026
Hroshi is a personal finance tracker built on a simple principle: your financial data is yours, and it stays on your device. This policy explains exactly what that means, and it describes the few cases where any data leaves your iPhone at all.
Hroshi does not collect, transmit, store, sell, or share your personal or financial data. There is no account to create. There are no ads, no trackers, no analytics, and no third-party SDKs. We — the developer — cannot see your data, because it is never sent to us. The only server we run supplies exchange rates, and it never receives your financial data.
Everything you enter into Hroshi — your accounts, balances, transactions, transfers, categories, spending plans, comments, and currency settings — is stored in a database file on your device itself. It is never uploaded to any server operated by us or by anyone else.
Deleting the app removes this data from your device.
Hroshi offers an optional iCloud backup, which is turned off unless you enable it.
If you turn it on, Hroshi periodically copies your database to your own private iCloud storage, using your Apple Account. This is the same iCloud storage that holds your other personal files.
To be precise about what this means:
If you leave this feature off, no data ever leaves your device.
From Settings, you can also export your data as a backup file and later restore from one. The file contains all of your Hroshi data. It is not encrypted, and it is saved wherever you choose, such as the Files app or an app you share it with. From then on it is handled by that location, not by Hroshi. The developer never receives it.
Hroshi supports accounts in more than 100 currencies. To keep conversions accurate, it fetches current exchange rates when you open the app, at most once every 12 hours.
It gets them from the Hroshi rates service at hroshi-api.alcortazzo.com, a small server run by the developer. That server downloads rates from ExchangeRate-API and passes them on, so in normal use your device does not contact ExchangeRate-API at all.
The only information sent in this request is the three-letter code of your default currency — for example, USD or EUR. Rates for every currency come back at once, so the request does not reveal which other currencies you use. Nothing else is transmitted: no account names, no balances, no transactions, no device identifiers, and no identifying information about you. The request carries no login and no user ID. It does include an app key, which is the same in every copy of Hroshi: it tells the server the request comes from the app, not who you are.
As with any request made over the internet, the server can see the IP address your request comes from. The Hroshi rates service does not log or store IP addresses or any other information about requests; the only data it keeps is exchange rates. The service is reached through Cloudflare, which carries the traffic and therefore also sees the IP address. Cloudflare's handling of it is described in Cloudflare's Privacy Policy.
If the Hroshi rates service cannot be reached, Hroshi sends the same request directly to ExchangeRate-API's public service, open.er-api.com. That request also contains only your default currency code, without the app key, and ExchangeRate-API will see your IP address. Their handling of requests is described in their privacy policy.
If your device is offline, Hroshi keeps working with the exchange rates it last downloaded, or with the rates built into the app.
To state it plainly and completely, Hroshi contains:
Hroshi does not collect data from anyone, including children. The app is safe for users of any age in this respect.
Because Hroshi collects no personal data, there is no data held about you that could be requested, corrected, exported, or deleted. Your data lives on your device and in your own iCloud, both of which are under your control at all times.
If this policy changes, the updated version will be posted at this address with a revised "Last updated" date. Any change that meaningfully affects how data is handled will also be reflected in the app itself.
Questions about this policy, or about privacy in Hroshi generally:
Hroshi is developed by Ruslan Sadyhov.